Market Insights

Market insights & reports

Straight-talking analysis of the Cardiff HMO market - what's moving, what it means for buyers, sellers, landlords and renters, and how to act on it. Browse by topic below, or check live market data.

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Find insights that fit you

Whether you're investing, letting or just keeping an eye on the market, start with the topic that matters to you.

Cardiff Market Updates

Local price trends, rents and demand across Cardiff's HMO hotspots like Cathays, Roath and Heath.

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HMO Investment

Yields, strategy and what separates a strong Cardiff HMO buy from an expensive mistake.

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Landlord & Compliance

The Renting Homes (Wales) Act, Rent Smart Wales, licensing and staying on the right side of the rules.

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Buying & Selling

Practical guides and tips for buying and selling property and HMOs in Cardiff.

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Renting Advice

Clear help for contract-holders renting a home or a room in Cardiff.

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Latest insights

Fresh from our desk

Renting Advice

Your occupation contract in Wales: what renters need to know

What an occupation contract is, the difference between fixed-term and periodic, what your written statement must include, six key terms to check before you sign, and your rights as a contract-holder in Wales.

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Cardiff Market Updates

Cardiff HMO neighbourhood guide: Cathays, Roath, Heath & beyond

A neighbourhood-by-neighbourhood breakdown of Cardiff's main HMO areas — tenant types, demand levels, Article 4 status and what to check before you buy.

Renting Advice

Renting in Cardiff: a renter's guide

Your rights as a contract-holder, banned fees, who's responsible for repairs, move-in costs, and how to end a contract the right way.

Buying & Selling

Buying and selling property in Cardiff

The step-by-step journey for buyers and sellers, a Land Transaction Tax calculator, the real cost of moving, and the mistakes to avoid.

Landlord & Compliance

Landlord compliance in Wales: the 2026 guide

Your core legal duties under the Renting Homes (Wales) Act and Rent Smart Wales, the penalties for getting it wrong, and the road to EPC C by 2030.

HMO Investment

HMO Investment in Cardiff: the 2026 strategy

HMO versus single-let yields, a worked deal appraisal, Land Transaction Tax costs, three strategies and an interactive deal-readiness checker.

Cardiff Market Updates

Cardiff HMO Market Update 2026

Prices, rents and student demand, room rents by area, the Article 4 and licensing rules to plan around, plus a gross-yield calculator.

Landlord & Compliance

EPC C by 2030: a landlord's action plan

What the EPC C minimum standard means, the £10,000 cost cap, the upgrades that move a rating, and an interactive budget planner.

HMO Investment

HMO refurbishment costs & ROI in Cardiff

What a conversion costs per room, where the budget goes, an interactive cost estimator, what adds the most value, and Cardiff's room and amenity standards.

Buying & Selling

First-time buyer's guide to Cardiff

Average prices, how much deposit you need, Land Transaction Tax, the schemes that help, the steps to your first home, and an affordability estimator.

Cardiff Market Updates

Cardiff rent trends 2026

How the average rent has moved, growth by property type and size, what's driving it, and a tool to check if your rent is in line with the market.

Renting Advice

Getting your deposit back in Wales

The approved protection schemes, fair wear and tear versus damage, what a landlord can and can't deduct, free dispute resolution, and an interactive deduction checker.

Landlord & Compliance

Eviction & possession in Wales

Section 173 no-fault, breach and serious rent arrears, the notice periods, an interactive 'which notice?' finder, and the mistakes that void a claim.

HMO Investment

Cardiff HMO planning & Article 4 explained

Planning use classes (C3, C4, sui generis), Article 4, the HMO density rule, an interactive 'can I HMO this?' checker, and the due diligence to do before you buy.

Buying & Selling

Conveyancing explained

What a conveyancer does, the searches, exchange versus completion, what causes delays, and an interactive conveyancing tracker.

Cardiff Market Updates

Cardiff student housing outlook 2026

46,000+ students against 16,100 purpose-built beds, the supply gap filled by HMOs, the big providers, the pipeline, and the academic-year letting cycle.

Renting Advice

Avoiding rental scams in Cardiff

The red flags of a fake listing, the holding-deposit rules, how to verify a landlord or agent, safe versus unsafe payment, and an interactive scam-risk checker.