Mortgage brokers
Specialist HMO and buy-to-let brokers who arrange finance for licensed and unlicensed houses in multiple occupation - across personal names and limited-company structures.
Selling Services
A network built around your HMO
Successful HMO investing depends on the people around you. We've curated a vetted network of Cardiff specialists - finance, legal, survey, insurance, trades and lettings - who support investors from first viewing to fully let.
The idea
The right people, already in place
Buying and running a house in multiple occupation touches more specialists than a standard purchase - and the wrong introduction can cost weeks. Rather than leave you to find each one, we keep a curated network of trusted Cardiff partners who already understand HMO licensing, Article 4 and the local lettings market, and who are used to working alongside one another.
The network
Our partner wall
Six categories of specialist, each chosen for genuine HMO experience and a track record with Cardiff investors.
Solicitors & conveyancers
HMO-aware solicitors who handle buy-to-let conveyancing, tenancy agreements and licensing conditions so your purchase completes cleanly and compliantly.
RICS surveyors
Chartered surveyors who value and survey multi-let properties, flag condition and conversion issues, and support lender and refinance valuations.
Insurance providers
Brokers who place the right HMO and unoccupied-property cover - buildings, liability and tenant-default risk that standard residential policies miss.
Contractors & trades
Vetted builders and trades for refurbishments, conversions and fire-safety works - keeping your property licence-ready and let-ready on schedule.
Letting & management
Agents and managers who fill rooms, vet tenants and run day-to-day compliance - including the property accountants who structure tax and portfolios.
Why it matters
Why our network matters
A connected team turns a stressful, fragmented process into one that moves - especially on multi-let properties.
End to end, not piecemeal
From finance and survey to refurb, letting and tax, every stage of an HMO purchase is covered by a specialist who already knows the others.
Vetted for Cardiff HMOs
We only introduce partners with real, current HMO experience - people who understand Cardiff's Article 4 areas, licensing and local lettings market.
Less stress, fewer stalls
Connected professionals talk to each other. Enquiries get answered, chains keep moving, and problems are caught before they reach you.
Join the network
Become a partner
Are you a Cardiff specialist who works well with HMO investors? If you hold yourself to a high standard and know this market, we'd like to hear from you. Partners receive warm, relevant introductions - never anonymous lead lists.
- Referrals from HMO investors who are ready to act
- A clear shared standard for service and compliance
- Direct introductions, not anonymous lead lists
Partner with Arthur & Hamilton
Tell us about your business and how you'd like to work together. If you're a vetted specialist serving Cardiff HMO investors, we'll be in touch about joining the network.
Thank you for getting in touch
We've received your enquiry and a member of the team will be in touch shortly.